Cadmus Credit Union

Whats New

Location:

Cadmus Credit Union
2901 Byrdhill Rd
Richmond, VA 23228

Office: (804) 515-5155

Fax: (804) 266-2427

Hours of Operation

Mon:	7:00 - 2:00
Tues:	7:00 - 2:00
Wed:	10:00 - 4:00
Thurs:	7:00 - 2:00
Fri:	7:00 - 4:00

APR refers to the annual percentage rate or the dividend rate.
APY refers to the annual percentage yield.

Loan Rates

Rates as of 1/27/2010.
Rate Description	Term	Payment Description	APR	APR Type
Auto Loans 2003 - 2009	36 months	$30.89 monthly per $1000 borrowed	7.00%	Fixed
Auto Loans 2005 - 2009	48 months	$24.19 monthly per $1000 borrowed	7.50%	Fixed
Auto Loans 2006 - 2009	60 months	$20.05 monthly per $1000 borrowed	7.50%	Fixed
Auto Loans 2008 - 2009	72 months	$17.54 monthly per $1000 borrowed	8.00%	Fixed
Auto Loans 2001 - 2003	48 months	$25.36 monthly per $1000 borrowed	9.99%	Fixed
Consolidation Loan ($8,000 max)	36 months	$32.27 monthly per $1000 borrowed	9.99%	Fixed
Personal Loan ($3,000max)	36 months	$35.42 monthly per $1000 borrowed	16.50%	Fixed
Vacation Loans	12 months	$88.84 monthly per $1000 borrowed	11.99%	Fixed

Members should call the credit union to verify rates.
Other loans and rates are available, contact the Credit Union for more information.

Certificates

Rates as of 1/27/2010.
Rate Description	Term	Dividend Rates	APY
1 Year Certificate (less than $25,000)	12 months	1.00%	1.01%
1 Year Certificate ($25,000 - $50,000)	12 months	1.00%	1.01%
1 Year Certificate $50,000 and above	12 months	1.50%	1.51%

NOTE: Early withdrawal from certificates will be subject to a 90 day dividend penalty.
Members should call the credit union to verify rates.

Savings/Shares Rates

Rates as of 1/27/2010.
Rate Description	Term	Dividend Rates	APY
Regular Shares	N/A	0.50%	0.50%
Christmas Club Account	N/A	0.50%	0.50%
Vacation Club Account	N/A	0.50%	0.50%

Members should call the credit union to verify rates.
Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.